erase debt

Is Discharging Students Loans through Bankruptcy Back on the Table?

It’s been nearly a decade since borrowers have been able to step away from student loan debt in a bankruptcy proceeding. The change, which came in 2005, was intended to relieve the tremendous strain that unpaid student loan debt had put on the system and was a political response to the mounting perception that students…

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5 Buckets – Transforming How You Think About Money

When it comes to managing money, success doesn’t always come naturally. Think about how you first learned to manage your finances. Was it from watching your parents and others around you or maybe just through trial and error on your own part? Unfortunately, savvy money management isn’t something that everyone is “taught”. More often than…

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America’s Families in Precarious Financial Condition

Well over a half of American households (57%) recently surveyed said they are not prepared for a financial emergency, according to a recent study by Pew Charitable Trusts. This is just one of the many factors contributing to an overwhelming sense of financial insecurity among American families. In fact, the report describes the condition the…

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The Secret to Paying Off Debt [VIDEO]

There are so many different ways to pay-off debt. Just Google it and you’ll come up with 94 million results. With so much information, how do you know which method is the best? The answer is simpler than you may think… Daily Finance suggests lowering your debt-to-income ratio. Lifehack on the other hand, boasts that…

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More Than Wheels is Worth The Effort: A Letter From Justin

Many people who contact More Than Wheels are not sure if the time and dedication required to complete our Car-Purchasing Program is really worth the effort. If you have out of control finances, damaged credit and/or an unreliable car, the idea of getting it all back on track can seem like a daunting, and even unachievable,…

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The Real Cost of Owning a Car [INFOGRAPHIC]

Deciding to buy a new (or new to you) car for your family is an exciting experience. Unfortunately, it is often prompted by an immediate need from events such as: a car accident, a new addition to the family, major repairs needed on your current vehicle, a divorce or other major life events. When making…

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5 Myths About Student Loans [Updated]

When it comes to repaying student loans, the process can be long and confusing. There is a lot of information out there pertaining to education loans – some of it is accurate, but there are also some commonly held myths. Since most people are paying them back for 10+ years, it’s important to know exactly…